A New Ally for Your Health Insurance Needs 

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A New Ally for Your Health Insurance Needs 

At the heart of our business is a passion for Financial Planning and Investment Management. We take pride in our commitment to helping clients navigate their financial journeys, focusing on cash flow while balancing capital preservation and growth. Our approach is designed to be approachable and effective for everyone we serve. 

Recently, we’ve seen significant growth, especially as we respond to the evolving needs of our clients. One of those clients inspired us to delve into the complex world of insurance and retirement for churches and non-profits. Initially hesitant, I quickly realized the challenges these organizations face are profound. Navigating retirement options isn’t the main pain point—it’s health insurance that presents the real hurdles. 

Health Insurance: The Real Challenge 

In our discussions with various organizations, it’s become clear that many individuals are struggling not just with saving for retirement, but with affording daily healthcare costs. I have spent time over this past year and designed a comprehensive retirement plan in collaboration with partners like PCS and Goldman Sachs, offering a cost-effective solution with less than 0.9% AUM fees and a straightforward per-employee charge. 

But the pressing issue remains: health insurance is complex, costly, and frustrating. During prospecting meetings, I often start with, “I hate insurance too, but let’s see what we can do!” We heard multiple stories that had the same theme: Many organizations, especially churches, find themselves needing to band together with larger groups for buying power, which can be daunting. That is why we are creating A Church Plan to support churches, non-profits, and their affiliates, a Small Business Plan, helping Universities and Colleges provide solutions to their students, graduates, and Alumni, and a plan for retiring Professional Athletes. 

We are not backing away from the daunting task. We are investing in it. Creating an eco-system to solve complex problems for our clients. We have partnered with large carriers like Cigna, Aetna, BCBS, UHG, and super regional groups, to bring this offering to life. We are hiring a team to grow this practice. We are moving hard and fast into this space, all while building our personal wealth and investment management business. 

We can all hate insurance together, but we can also work with the people and companies who are doing this well currently. 

We will find the solution 

While I can’t announce a magic fix, I can proudly say that Stoneford is now your ally in this space. Our approach is tailored to meet your specific needs, combining modern strategies with innovative solutions. In just the past two months, over 4,400 churches, non-profits, charitable organizations, and schools through our contracts with associations, along with 1,050 small businesses, 5 Universities, and 25 athletes and families have reached out for assistance with health insurance and group benefits. 

It’s time to address the elephant in the room: health insurance rates are rising year over year—often by more than 20%—creating unpredictability and confusion. We are committed to navigating this landscape with you, ensuring your interests come first, and getting to a place of price stability.   

Group insurance, individual insurance, association plans, medicare, and more. We are committed to solving this problem with you. 

Our Twist that isn’t really a twist 

I am an investment manager and financial planner by trade. The work I do is focus on cash flow and liquid portfolios. Being called by 4 associations of churches, non-profits, and small businesses, hearing the stories of families struggling to access the sea of options, put a bug in a my ear. That is why, we are going to jump in to help provide solutions. 

We have our largest amount of prospects in the health insurance and retirement plan space. As a result, we are opening up our personal wealth to every single participant. That means if you have insurance or retirement, every single participant in the plan will have access to estate planning through wealth.com, tax planning and preparation. 

Associations, Networks, and More should Reach Out 

If you’re part of an association, network, union, trade group, club, university, or any similar organization, we invite you to reach out today. At Stoneford, we specialize in crafting tailored solutions that enhance your offerings and benefit your members. Our approach is rooted in collaboration, as we believe the way to serve you is by helping you implement effective, sustainable solutions. 

Whether you’re a University looking to provide graduates and alumni with access to tax, estate, insurance, or financial services; an Association seeking to offer retirement and insurance solutions to your members; Or, if you’re a charter school looking for guidance on managing cash flow, or unsure how to utilize funds in a savings account—especially when dealing with a mix of public and private dollars—we can help; or a Union aiming to enhance your benefits without adding complexity or significantly increasing costs—Stoneford is here to help. 

Let’s work together to solve your challenges. And if we can’t provide the solution, we’re connected to the experts who can. Reach out today to explore a partnership with Stoneford.  

Build Our Partnership Here

Expanding Our Services 

Our core will always be investment management and financial planning. Now, we are now offering Tax Planning and Preparation, Retirement Plans, Insurance (Group and Individual), Risk Planning, and Estate Planning. While insurance may not be our favorite topic, solving problems is our passion. 

This will be my last post in this forum, as we transition most of our content to our website for a more streamlined experience. I invite you to reach out today to learn how we can help simplify your health insurance challenges and enhance your financial strategy. Let’s tackle these issues together—your organization, your estate, your family, deserve clarity and support in navigating these critical areas! 

Start Onboarding Today

Learn More on Our Website 

Contact Us Directly: info@stoneford.com 

Investment advisory services offered through Mutual Advisors, LLC DBA Stoneford Advisors, an SEC registered investment adviser. Stoneford Advisors, nor any of its members, are tax accountants or legal attorneys, and do not provide tax or legal advice. For tax or legal advice, you should consult your tax or legal professional. Insurance, Tax, Estate, Business Services offered through Stoneford Creative, LLC. No client is required to use Stoneford Creative, LLC. Stoneford Creative, LLC is not affiliated with Mutual Advisors, LLC.