Getting Started with CHA: Who Qualifies and How to Secure Your Rates

The Cedar Health Alliance (CHA) is built to serve faith-based organizations and non-profits that are actively seeking long-term financial stability in their health benefits. If you’re tired of double-digit premium increases, here is the essential guide to joining the Alliance.

Who Qualifies?

The CHA is designed specifically for organizations that:

• Are Mission-Driven: Non-profit entities, churches, and faith-based organizations looking for ethical, sustainable stewardship of their benefits budget.
• Have Scale: Groups must have 3 or more benefit-eligible employees to participate in the Level-Funded Master Trust program. This scale is vital because maximizing “lives on the plan” improves our ability to negotiate lower, more favorable rates for the entire Alliance.
• Need Stability: Organizations seeking to move away from the volatility of fully insured and traditionally self-funded plans.

How to Get Started in 3 Steps

Securing a stable rate for 2026 is simple. It all starts with submitting your employee census data.

1. Submit Your Data: Use our secure portal to submit your employee census data now. This is the confidential information (employee ages, dependents, etc.) needed to generate a customized rate proposal. The earlier you submit, the sooner we can lock in your stable 2026 rates.
2. Receive Your Proposal: Our team will analyze your census data and current claims experience to build a Level-Funded proposal specific to your organization’s needs. This proposal shows you exactly how your costs compare to the traditional market.
3. Confirm Acceptance: Once you accept the proposal, you will enter the onboarding phase where a dedicated Stoneford team member walks you through final documentation and staff enrollment, ensuring a smooth January 1, 2026 launch.

Secure Your Rates Now

Our enrollment window for a 2026 start is closing soon. Don’t wait until the new year to start planning.

GET A QUOTE: If your organization has 3 or more benefit-eligible employees, start the secure rate gathering process today by visiting cedarhealthalliance.com