The Urgent Need: Why Staying Put for 2026 is Not an Option

If you feel like your health insurance costs are intentionally sabotaging your mission, you’re right. The problem isn’t your organization; it’s the traditional system itself. For non-profits and ministries, staying with the status quo is no longer a neutral decision—it’s a guarantee of continued budget destruction.

The Inevitable Crisis of the Status Quo

If you simply stay with your current vendor for 2026, here is what is guaranteed to happen:

• Costs Will Continue to Soar: Expect double-digit percentage increases in premiums, forcing difficult cuts to vital mission programs.
• Affordability Will Collapse: High deductibles and co-pays will keep care financially out of reach for your employees, undermining the value of the benefit itself.
• Lack of Transparency Destroys the Plan: The traditional system is designed to maximize carrier profit, often through non-transparent PBM contracts that drive prescription costs (the single biggest claims driver) through the roof.

No one can afford to access and purchase healthcare the way the current system delivers it today.

The Cedar Health Alliance: Your Solution to Sustainability

The Cedar Health Alliance (CHA) was founded to put an end to this cycle. We provide the stability, transparency, and clinical excellence required to protect your mission budget for the long term. By joining a unified Master Trust, you gain scale, leverage, and a commitment to stewardship that no traditional carrier can match.

This is your opportunity to take action now to secure sustainability before the 2026 plan year begins.

Stop waiting for another guaranteed rate hike. Groups with 3 or more benefit-eligible employees must submit their census data now to receive a customized, stable rate proposal for the January 1, 2026 launch. Start here: cedarhealthalliance.com