Health Insurance
Whether you’re an individual, small business, or ministry, Stoneford helps you find the right health coverage.
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Explore all coverage options
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We’ll guide you to Move Health, an affordable solution for individuals and employers who aren’t contributing to premiums.
Get Started with Move Health
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How many benefit-eligible employees do you have?
A benefit-eligible employee is a full-time or regularly scheduled team member who qualifies for health benefits — typically working 30 or more hours per week.
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You may qualify for an ICHRA (Individual Coverage HRA), allowing fixed employer contributions with full employee flexibility.
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Learn about ICHRAs
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As an organization with 2 employees, either ICHRA (Individual Coverage HRA) or a Fully/Level-Funded Plan may be right for you.
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Learn about ICHRAs
Learn about Fully/Level-Funded Plans
As a church or faith-based non-profit, you may qualify for Cedar Health Alliance: a comprehensive, values-aligned healthcare solution for organizations with 2+ benefit-eligible employees.
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Learn About Cedar health Alliance
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As an organization with 3+ employees, either ICHRA (Individual Coverage HRA) or a Fully/Level-Funded Plan may be right for you.
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Learn about ICHRAs
Learn about Fully/Level-Funded Plans
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As an organization with 200+ eligible employees, you may be eligible for a Custom Self-Funded Plan tailored to your group's specific needs and claims profile.
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Learn more about Self-Funded Plans
Explore Coverage Options
Move Health
ICHRAs
Fully/Level-Funded Plans
We offer a range of coverage paths tailored to your organization’s size and goals.
Flexible, zero-contribution option for individuals or employers.
Fixed monthly contribution, full employee choice.
Traditional group plans with more control and savings potential.
Faith-based health coverage built for ministries and nonprofits.
Advanced solutions for large organizations.
Cedar health Alliance
Custom Self-Funded Plans
Move Health offers simple, affordable health coverage with no employer contribution required. Perfect for small teams, part-time staff, or individuals looking for flexible options.
- No participation minimums
- Month-to-month flexibility
- Fast online enrollment
- Includes primary care, urgent care, labs, and prescriptions
Read about ICHRAS >
Get Started with move Health
An Individual Coverage HRA (ICHRA) allows your organization to set a defined monthly allowance while employees choose their own plans from the marketplace. Predictable budgeting for you, total flexibility for them.
- Fixed monthly cost, no renewals or rate hikes
- Works with all major carriers
- Employees choose what fits them best
- Perfect for hybrid or distributed teams
ICHRAs
Read about Fully/Level-Funded Plans >
Get Started with an ICHRA
Traditional group plans through marketplace carriers such as Aetna, Blue Cross Blue Shield, Cigna, or United Healthcare. Ideal for employers seeking stable group coverage and lower long-term costs through pooled risk and underwriting advantages.
- Standard group underwriting
- Options for level-funded or fully-insured models
- Access to nationwide carrier networks
- Custom quote comparison through Stoneford
Fully/Level-Funded Plans
Read about Cedar Health Alliance >
Connect with us to get started
A healthcare alliance designed for ministries — offering sustainable, affordable, and mission-aligned health coverage built in partnership with the Nicene Network.
- Faith-based, values-aligned plan design
- Collective stability to protect against volatility
- Comprehensive coverage (medical, dental, vision)
- Powered by Cedar Health Alliance
Read about Custom Self-Funded Plans >
Get Started with Cedar health Alliance
For large organizations ready to take control of their healthcare costs. Stoneford designs self-funded plans with transparent pricing, third-party administration, and stop-loss protection.
- Custom network and claims management
- Real-time data and cost control
- Stop-loss protection for financial stability
- Tailored to large groups and multi-location employers
Custom Self-Funded Plan
Read about Move Health >
Connect with us to get started
Enhance Your Team's Coverage
Groups with 2+ employees automatically receive ancillary options (dental, vision, life, disability). Individuals can request quotes separately.
Get an Ancillary Quote
Ancillary Insurance
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