Retirement Benefits
Empower your employees by offering them greater flexibility to achieve their personal retirement goals, providing them with the tools and support they need to secure their future.
- 403b and 403b9
- 401k and solo 401k
- 457b
- SEP IRA
- SIMPLE IRA
- Pensions
MAXIMIZE YOUR BENEFITS
The Value We Provide You
Price-Conscious Approach
Our price-conscious approach emphasizes cost-effectiveness, precisely tailored to the financial realities of your nonprofit.
Comprehensive
Network
With our comprehensive network, you gain greater flexibility and a wider range of options compared to many other plans.
Modern Advisory Solutions
Our modern advisory solution uses the latest technology to deliver personalized retirement planning for participants.
INDUSTRY-LEADING PARTNERS
Robust Retirement Plans
Our strategic partnerships with PCS Retirement and Goldman Sachs combine expertise to offer customized solutions and financial stability.
By partnering with industry leaders, we ensure that you receive the highest level of service tailored to meet your specific retirement needs.
How to Receive a Proposal
Fill out the Stoneford Proposal Request Form and include the following information to initiate the process.
Plan Name
The specific name or title of the retirement or benefit plan that identifies its type or purpose.
Plan Participants
The total count of individuals who are actively enrolled or participating in the retirement plan.
Asset Size
The overall value of assets accumulated within the retirement plan, reflecting its financial scale and capacity.
YOU MAY NEED TO KNOW
Frequently Asked Questions
What types of retirement plans are available?
Options include both ERISA and non-ERISA 403(b) plans, 401(k) plans, church pension plans, SEP IRAs, SIMPLE IRAS and more.
Does your plan have an Investment Policy Statement (IPS)?
An IPS helps set realistic objectives, define the asset allocation policy and more. PCS Retirement provides the committee and Plan with a detailed IPS, setting the selection process of the investments.
Do you offer a single asset-based fee?
Many traditional recordkeepers bundle their costs into a single asset-based fee. While this may appear to be an easier way of doing things, bundled asset-based fees include costs that hinder plan performance over time.
Is there flexibility in how plan expenses can be paid?
Plan expenses can be paid using company assets instead of being deducted from the plan. This approach offers an immediate tax deduction and reduces fiduciary liability. Participants benefit from lower costs and potentially higher account balances over time.
Are there ethical investment options available?
Many plans offer socially responsible investment options that align with church values.
Can part-time or seasonal employees participate?
Eligibility criteria vary by plan, but many allow participation for all employees.
Empower Your Employees
Give them the flexibility to achieve their personal goals.